Certified Financial Planner® in San Diego

Since 2009, Imeson Wealth Partners LLC, led by Garrett Imeson, CFP®, has helped San Diego residents pursue long-term financial clarity through fiduciary-certified financial planning. As a professional CERTIFIED FINANCIAL PLANNER® in San Diego, we provide comprehensive, personalized strategies designed to strengthen every area of your financial life, including retirement planning, tax optimization, investment management, and wealth preservation.

Our CFP®-certified fiduciary advisors act solely in your best interest, offering transparent, customized advice free from commissions or product incentives. Whether you’re planning for retirement, seeking tax-efficient investment strategies, or managing your portfolio for consistent growth, our approach is built on integrity, precision, and collaboration.

At Imeson Wealth Partners LLC, financial planning means more than projections; it’s about creating a confident, tax-smart path toward lasting wealth. Partner with a San Diego-based CERTIFIED FINANCIAL PLANNER® committed to preserving your assets and helping you address your financial goals with clarity and purpose.

Schedule your free consultation today, and let's start creating the plan you need to live the life you want

FREE CONSULTATION

Who We Are

Imeson Wealth Partners LLC is a San Diego-based fiduciary financial planning firm built on professionalism, clarity, and long-term partnership. Founded by Garrett Imeson, CFP®, after 15 years in corporate financial advisory, our firm was created to give clients access to smarter technology, a more transparent structure, and genuinely personalized guidance.

Our mission is to help successful professionals maintain what they’ve built, live with confidence, and give with purpose. We believe meaningful financial planning goes beyond numbers; it’s about understanding your goals, values, and the life you want to live. Every plan we design reflects our commitment to integrity, empathy, and stewardship, ensuring advice that’s both wise and practical.

Garrett Imeson, CFP®

Founder, Financial Advisor

16 Years of Loving Service

Roxana Estrada

Sr. Client Service Partner

26 Years of Joyful Service

Our Comprehensive Financial Services in San Diego

At Imeson Wealth Partners LLC, we offer comprehensive financial planning and wealth management services in San Diego designed to simplify complexity and strengthen long-term outcomes. Our approach is holistic, integrating every aspect of your financial life to ensure each decision supports your broader goals.

From personalized planning and retirement strategy to tax efficiency and portfolio management, every service we provide is guided by fiduciary care, data-driven insight, and a deep understanding of your financial priorities.

Financial Planning

At Imeson Wealth Partners LLC, financial planning is a personalized process that transforms your goals into an actionable, long-term strategy. We begin by understanding your current financial picture, lifestyle priorities, and future ambitions, then build a structured plan that adapts as your life grows. Through careful budgeting, goal setting, and cash flow analysis, we help San Diego clients make informed decisions that balance present needs with future growth. Every plan integrates investment, tax, and retirement considerations under one cohesive framework. Led by CFP® professionals, our financial planning approach combines discipline and flexibility, ensuring that your roadmap remains aligned with both your values and your changing economic reality.

Tax Planning

Tax planning at Imeson Wealth Partners LLC is more than an annual exercise; it’s a continuous strategy for improving your financial efficiency year after year. We analyze your income sources, investments, and retirement accounts to uncover opportunities that mitigate tax liabilities while seeking to maximize after-tax returns. This includes techniques such as tax-loss harvesting, income deferral, capital gains management, and Roth IRA conversions, all tailored to your unique situation. Our CFP®-led approach aims to incorporate every tax strategy with your overall financial plan, maintaining compliance while optimizing results. The outcome is a smarter, more sustainable path to preserving wealth through every financial stage.

Retirement Planning

Planning for retirement is about creating financial stability and independence that lasts a lifetime. At Imeson Wealth Partners LLC, we design custom retirement income strategies focused on sustainability, predictability, and tax efficiency. Each plan incorporates pension benefits, IRA and 401(k) assets, and Social Security income to create a coordinated withdrawal strategy that minimizes taxes and preserves wealth. By modeling income forecasts and aligning financial decisions with lifestyle goals, we help San Diego clients transition confidently into retirement with a clear understanding of how their money will work for them. The earlier this planning begins, the more freedom and flexibility you’ll have to shape your ideal retirement.

Estate Planning

Preserving your legacy requires foresight, coordination, and a deep understanding of your personal goals. Through our estate planning guidance in San Diego, we help clients preserve their assets and ensure that wealth is transferred efficiently and according to their wishes. Working closely with estate attorneys and tax professionals, we create cohesive strategies that address estate tax mitigation, legacy preservation, and beneficiary alignment. Our role is to simplify complex decisions and provide clarity about how your wealth will support loved ones or charitable intentions. With thoughtful planning, you gain comfort knowing your financial legacy will endure with purpose and integrity.

Wealth Management

Our wealth management services bring together strategic investment oversight and holistic financial guidance to create portfolios built for resilience and growth. We apply a disciplined, research-driven approach that combines tactical asset allocation, risk management, and relative strength analysis to deliver consistent, long-term results. Every investment strategy is tailored to your financial objectives and comfort with risk, ensuring your portfolio coincides with both market conditions and life goals. As fiduciary advisors, we focus on transparency and accountability, helping clients in San Diego pursue growth without speculation, grounded in clear data and prudent decision-making.

Why Choose Us for Qualified Financial Planning in San Diego?

Choose Imeson Wealth Partners LLC for professional, fiduciary-based financial guidance built on transparency, independence, and accountability. As a Certified Financial Planner®, we’re committed to acting solely in your best interest, free from commissions, sales incentives, or hidden costs. Our client-first approach ensures every strategy is tailored to your financial goals and delivered with clarity and integrity. With over 15 years of experience serving professionals across San Diego, we believe trust isn’t earned once; it’s maintained through consistency, care, and measurable results.

Holistic Planning Approach

Integration of tax, investment, and retirement strategies into one cohesive plan.

Strategic Insight

Data-backed decision-making for smarter portfolio and tax outcomes.

Transparent Communication

Clear explanations, straightforward pricing, and ongoing education.

Local Expertise

Deep understanding of San Diego’s economic and tax landscape.

Get To Know From Real Clients

Elizabeth Hodgkins

"Garrett is so responsive and easy to work with. He listens and works to meet the clients needs, and preferences. Professional and knowledgeable, I strongly recommend him for anyone’s financial advice or management." (1)

Ready to Take Control of Your Financial Future

Ready to take charge of your finances with clarity and confidence? Instantly book your personalized financial planning consultation with Imeson Wealth Partners LLC today. With CFP®-led expertise, fiduciary guidance, and over 15 years of experience serving professionals across San Diego, we help you create a plan that brings structure, purpose, and long-term security to your wealth. From personalized strategies to transparent, fee-based advice, every conversation is built around your goals, not sales.

Don’t wait to start your journey toward financial freedom. Schedule your free 30-minute consultation today and discover how competent, fiduciary planning can help you take full control of your financial future.

Schedule your free consultation today, and let's start creating the plan you need to live the life you want

FREE CONSULTATION

Resources & Guides

Frequently Asked Questions

A Certified Financial Planner® (CFP®) is a board-certified financial professional recognized for meeting the industry’s highest standards of competency, ethics, and fiduciary responsibility. CFP® professionals complete rigorous education, examination, and ongoing ethics requirements established by the CFP Board. Unlike product-based advisors or brokers, a CFP® operates under a fiduciary duty, meaning every recommendation must serve your best interest, not commissions or company quotas.

At Imeson Wealth Partners LLC, we use a flat-fee structure for financial planning services, never commissions or hidden costs. This fee-based model ensures full transparency and alignment between our advice and your goals. While some firms charge commissions, our flat-fee approach offers predictable pricing and straightforward value for the work we perform. This structure allows us to focus entirely on what matters most, delivering fiduciary advice that’s clear, honest, and personalized to your financial situation.

No, our services are not limited to high-net-worth individuals. At Imeson Wealth Partners LLC, we work with a wide range of clients, typically current and former high-income earners with household incomes of $150,000 or more, who want to take a structured, professional approach to their financial future. Our ideal clients include professionals, business owners, and retirees seeking fiduciary, tax-efficient planning to align their income, investments, and long-term goals. Regardless of where you are in your financial journey, our personalized guidance helps you plan confidently and can create lasting financial freedom.

Yes, tax-efficient investing is a cornerstone of our planning philosophy at Imeson Wealth Partners LLC. We integrate tax strategy directly into portfolio management and retirement planning to help clients reduce unnecessary tax drag and improve after-tax returns. Our approach includes methods such as tax-loss harvesting, capital gains management, and income deferral strategies, along with skilled guidance on Roth IRA conversions. These techniques better position portfolio performance while staying fully compliant with federal and California tax laws. By blending investment management with proactive tax planning, we help clients build wealth that lasts and keep more of what they earn.

Blogs

How Much Does a Financial Advisor Cost?

The cost of a financial advisor typically ranges from 0.75% to 1.5% annually for AUM fees, depending on the portfolio size and services provided. For those seeking specific advice or one-time services, hourly rates range from $200 to $400 per hour, and flat fees generally range from $2,000 to $10,000 per year. Financial advisor fees are determined by several factors, including the fee structure (AUM, hourly, flat, or retainer), the complexity of services, and the advisor’s ex

Garrett Imeson, CFP®

Feb 87 min read

Types of Financial Advisors

There are various types of financial advisors, each specializing in different areas like financial planning, investment management, tax optimization, and estate management. Some focus on long-term strategies like retirement planning, while others concentrate on specific needs, such as portfolio management or tax optimization. Choosing the right advisor depends on the services you require to achieve your financial goals. Financial advisors may hold CFP®, ChFC®, CFA®, or CMFC®

Garrett Imeson, CFP®

Feb 812 min read

What Does a Financial Advisor Do?

A financial advisor reviews the financial situation of individuals and businesses, and helps them manage money by setting clear financial goals and developing a personalized financial plan. They specialize in financial planning, investment management, retirement planning, estate planning, insurance planning, and tax planning. By assessing income, expenses, assets, liabilities, and risk tolerance, they create strategies that perfectly align with the client's specific needs and

Garrett Imeson, CFP®

Feb 86 min read

Blogs

How Much Does a Financial Advisor Cost?

The cost of a financial advisor typically ranges from 0.75% to 1.5% annually for AUM fees, depending on the portfolio size and services provided. For those seeking specific advice or one-time services, hourly rates range from $200 to $400 per hour, and flat fees generally range from $2,000 to $10,000 per year. Financial advisor fees are determined by several factors, including the fee structure (AUM, hourly, flat, or retainer), the complexity of services, and the advisor’s ex

Garrett Imeson, CFP®

Feb 87 min read

Types of Financial Advisors

There are various types of financial advisors, each specializing in different areas like financial planning, investment management, tax optimization, and estate management. Some focus on long-term strategies like retirement planning, while others concentrate on specific needs, such as portfolio management or tax optimization. Choosing the right advisor depends on the services you require to achieve your financial goals. Financial advisors may hold CFP®, ChFC®, CFA®, or CMFC®

Garrett Imeson, CFP®

Feb 812 min read

What Does a Financial Advisor Do?

A financial advisor reviews the financial situation of individuals and businesses, and helps them manage money by setting clear financial goals and developing a personalized financial plan. They specialize in financial planning, investment management, retirement planning, estate planning, insurance planning, and tax planning. By assessing income, expenses, assets, liabilities, and risk tolerance, they create strategies that perfectly align with the client's specific needs and

Garrett Imeson, CFP®

Feb 86 min read

Case Studies

How a Retiring Couple Regained Confidence Around Retirement

Jerry and Betty came to my office on a casual afternoon in early 2011. They had just finished lunch nearby and were in the process of searching for a financial advisor. After speaking with my assistant they scheduled a meeting with me. They were not stressed or panicked. Yet they were not confident either. It was not immediately clear what they needed. I always approach new clients with an open mind. My focus is first on what is already working well in their situation. As I l

Garrett Imeson, CFP®

Feb 25 min read

Disclosures:

Traditional IRA account owners have considerations to make before performing a Roth IRA conversion. These primarily include income tax consequences on the converted amount in the year of conversion, withdrawal limitations from a Roth IRA, and income limitations for future contributions to a Roth IRA. In addition, if you are required to take a required minimum distribution (RMD) in the year you convert, you must do so before converting to a Roth IRA.

Asset allocation does not ensure a profit or protect against a loss.

This information is not intended to be a substitute for specific individualized tax or legal advice. We suggest that you discuss your specific situation with a qualified tax or legal advisor.

Content in this material is for general information only and not intended to provide specific advice or recommendations for any individual.

1, 5, 6- This statement is a testimonial by a client of the financial professional as of 01/23/2026. The client has not been paid or received any other compensation for making these statements. As a result, the client does not receive any material incentives or benefits for providing the testimonial. These views may not be representative of the views of other clients and are not indicative of future performance or success.

2, 3 - This statement is a testimonial by a client of the financial professional as of 02/17/2025. The client has not been paid or received any other compensation for making these statements. As a result, the client does not receive any material incentives or benefits for providing the testimonial. These views may not be representative of the views of other clients and are not indicative of future performance or success.

4 - This statement is a testimonial by a client of the financial professional as of 02/26/2025. The client has not been paid or received any other compensation for making these statements. As a result, the client does not receive any material incentives or benefits for providing the testimonial. These views may not be representative of the views of other clients and are not indicative of future performance or success.

Certified Financial Planner® in San Diego

Who We Are

Our Comprehensive Financial Services in San Diego

Financial Planning

Tax Planning

Retirement Planning

Estate Planning

Wealth Management