Our Wealth Management Programs: Tailored for Retirement Financial Success

At Imeson Wealth Partners, we are dedicated to providing personalized retirement financial solutions that cater to your unique goals. As a fiduciary, we are committed to acting in your best interests, offering guidance with integrity and transparency, and focusing on your long-term success. Whether you are planning for retirement, managing wealth, or making critical financial decisions, our San Diego-based team is here to support you every step of the way.

Explore our customized wealth management programs designed to help you achieve your retirement financial goals with confidence.

Wealth Management Programs

Program Compare	Minimum Investment	What You Get	Best For
Complete	$750000	Full-service planning & management: 4 advisor calls/year, customized asset allocation and professional integration (optional), retirement financial plan included	High-net-worth individuals seeking holistic, hands-on wealth management
Accumulator	$100000	Goal-based retirement financial planning, risk-adjusted model portfolios, 1 advisor call + 1 service call/year, 50% off financial plan	Clients focused on specific goals like retirement or wealth building
Guided Wealth Portfolios	$5000	Automated, low-cost digital investing with auto-rebalancing, 1 service call/year; all profits donated to charity	New or hands-off investors wanting simple, affordable wealth growth
Hourly Rate	None	On-demand, one-time personalized advice for specific questions or decisions	Quick guidance on targeted retirement financial topics without ongoing commitment
Standalone Retirement Financial Plan	N/A (flat rate)	One-time comprehensive plan via 5-step process, detailed report; 100% refund if upgrading to Complete within 30 days	Those wanting a clear roadmap without ongoing management

Complete (minimum investment: $750,000+)

If you are looking for complete and personalized retirement financial management, our Complete program is the ideal choice. Designed for high-net-worth individuals, this program offers a holistic, full-service approach that goes far beyond simple investment advice. With this program, you will receive ongoing guidance on tax-efficient retirement planning, investment management, estate planning, and wealth preservation.

What You Get:

Two client onboarding sessions

These initial sessions allow us to fully understand your financial situation during retirement, your goals, and your values. We gather the necessary information to create a customized financial plan that aligns with your needs and aspirations.

Four scheduled advisor calls per year, with a mid-year check-in

We believe in staying connected, so we provide four scheduled calls each year to assess your progress and make sure your retirement financial strategy remains on track. The mid-year check-in lets us make any necessary adjustments to account for changes in your life or the market.

Two client onboarding sessions

Who Is It For?

This program is perfect for individuals who have $750,000+ in investable assets and seek a comprehensive, hands-on approach to managing their wealth. If you want continuous, personalized support to help manage and grow your wealth, this program will provide you with the guidance and strategies you need.

How It Helps You:

Achieve your long-term retirement financial goals: With regular reviews and updates, we actively guide your wealth management strategy that evolves to meet your changing needs, so you can continue working toward the goals you have set.
Build confidence: Our approach keeps all areas of your financial life carefully managed, giving you confidence in the decisions you are making and the progress you are achieving for your retirement.
Shelter your wealth: We focus on wealth preservation, ensuring your assets grow in a way that safeguards them from unnecessary risks. Through tax-efficient strategies, estate planning, and insurance management, we help you preserve your wealth for future generations.

Start Your Wealth Journey Today:

Schedule Your Discovery Call

Accumulator (minimum investment: $100,000+)

The Accumulator program is designed for individuals who want to focus on achieving specific financial goals in retirement. Whether you are planning for retirement, saving for a major purchase, or building wealth, this program offers a goal-driven approach with personalized guidance to help you stay on track.

What You Get:

One client onboarding session

We start by understanding your financial aspirations and gathering the necessary information to create a plan that aligns with your unique goals.

One scheduled advisor call, one scheduled service call per year

We will check in once a year to review your progress and make adjustments to keep your plan aligned with your goals. If you have questions or need clarification throughout the year, we are here to support you with an additional service call to address any concerns.

One client onboarding session

We start by understanding your financial aspirations and gathering the necessary information to create a plan that aligns with your unique goals.

Who Is It For?

The Accumulator program is great for individuals with $100,000+ in investable assets who want a goal-based approach to managing their wealth. Whether you are focused on saving for a specific goal or just looking for a strategic way to build your financial future, this program provides a clear path forward.

How It Helps You:

Stay focused on your goals: This program is designed to keep you on track, ensuring you are working towards the retirement financial goals that matter most to you.
Get personalized investment strategies: We create a tailored investment plan based on your risk tolerance and goals, helping you grow your wealth at a pace that suits you.
Enhance your wealth growth: We conduct annual reviews and make adjustments as needed to maintain a plan that adapts with your changing goals.

Get Started with Accumulator Today:

Get Started Now

Guided Wealth Portfolios (GWP): Simple, Digital Wealth Building (minimum investment: $5,000+)

If you are just starting your investment journey or prefer a low-cost, hands-off solution, our Guided Wealth Portfolios (GWP) program is the perfect fit. With automated portfolio management and risk-adjusted solutions, GWP provides a simple and effective way to grow your wealth over time without the need to manage it yourself.

What You Get:

Automated asset allocation and rebalancing in line with your goals and risk preference:

We design and manage a portfolio tailored to your risk tolerance and investment goals, with automatic rebalancing to keep your investments aligned with your preferences.

One scheduled service call per year

We provide you with a service call each year to review your portfolio and make any necessary adjustments.

Automated asset allocation and rebalancing in line with your goals and risk preference:

We design and manage a portfolio tailored to your risk tolerance and investment goals, with automatic rebalancing to keep your investments aligned with your preferences.

Guided Wealth Portfolios (GWP) is a centrally managed investment program sponsored by LPL Financial LLC (LPL). GWP generates investment recommendations based on model portfolios constructed by LPL. If you are receiving advisory services in GWP from a separately registered investment advisor firm other than LPL, LPL is not an affiliate of such advisor. LPL investment advisors are registered with the U.S. Securities and Exchange Commission, and LPL is also a member of FINRA/SIPC.

Who Is It For?

GWP is ideal for those with $5,000+ to invest and seeking a simple, automated, and cost-effective way to grow their wealth. If you want to build wealth over time with minimal effort, this program is for you.

How It Helps You:

Build wealth effortlessly: With automated portfolio management, your investments are taken care of for you, so you can focus on what matters most.
Start investing quickly: With low minimums and an easy online setup, you can start building your wealth in no time.
Support charitable causes: Every investment you make helps fund important charitable initiatives, giving your wealth-building efforts a positive social impact.
Note: An annual small account fee is applied to accounts with less than $10,000 invested.

Start Your GWP Account Today:

Open Your Account

Hourly Rate: On-Demand Retirement Financial Guidance

No Minimum Investment
Need quick advice or help with a specific retirement financial decision? Our Hourly Rate service is perfect for individuals who require personalized financial guidance on a one-time basis. You pay only for the time you need, whether it is to answer a pressing question or make a critical financial decision.

What You Get:

One-time, tailored retirement financial advice

Pay for exactly the advice you need, whether it is for a specific financial question or a strategy session on a particular topic.

Flexible scheduling

Schedule your session at a time that works best for you, and get the answers you need without long-term commitments.

One-time, tailored retirement financial advice

Pay for exactly the advice you need, whether it is for a specific financial question or a strategy session on a particular topic.

Who Is It For?
This service is perfect for pre-retirees and retirees who have specific, time-sensitive financial questions and need quick, actionable guidance. There is no minimum investment required, so it is ideal for people who need help with occasional financial decisions.

How It Helps You:

Get immediate answers to your pressing retirement financial questions.
Make informed decisions with tailored advice on the spot.
Save time and money by paying only for the advice you need, without long-term commitments.

Get the Advice You Need:

Book Your Hourly Session

Standalone Retirement Financial Plan: Your One-Time Financial Roadmap

Price: Flat Rate
If you are looking for a comprehensive, one-time financial strategy without the need for ongoing management, the Standalone Retirement Financial Plan is the perfect choice. This program is designed to give pre-retirees and retirees a clear, actionable roadmap for their financial future, whether planning for retirement, managing taxes, or setting financial goals.

What You Get:

5-Step Process:

Our process begins with understanding your financial situation and retirement goals, followed by a detailed analysis, recommendations, and a comprehensive plan.

1. Data Collection: We gather all relevant financial information to understand where you are today.

2. Goal Setting: We work with you to clarify your retirement financial goals and future aspirations.

3. Retirement Financial Analysis: Our team evaluates your current financial situation and identifies potential areas for improvement.

4. Strategy Development: We create a personalized retirement financial plan, including detailed recommendations on investments, retirement planning, tax strategies, and more.

5. Presentation: We present the final plan and walk you through the next steps to make certain you understand how to implement it.

5-Step Process:

Our process begins with understanding your financial situation and retirement goals, followed by a detailed analysis, recommendations, and a comprehensive plan.

1. Data Collection: We gather all relevant financial information to understand where you are today.

Who Is It For?
The Standalone Retirement Financial Plan is ideal for those who want a clear financial blueprint without committing to ongoing management. Whether you need help with retirement planning, tax strategies, or estate planning, this plan will provide the clarity you need to make informed decisions.

How It Helps You:

Gain clarity: Understand exactly where you stand financially and what steps you need to take to reach your goals.
Actionable advice: Walk away with a detailed, easy-to-understand plan that you can follow on your own.
Comprehensive strategy: The plan covers all aspects of your financial life, ensuring no detail is overlooked.

Get Your Retirement Financial Plan Today:

Start Your Plan

Why Choose Imeson Wealth Partners for Retirement Planning?

At Imeson Wealth Partners, we stand out for our independent approach, flexible fee structure, and deep proficiency in Roth conversion and tax-efficient planning. Our clients choose us because we provide personalized retirement financial advice, helping them build wealth, preserve their assets, and achieve their financial goals with confidence.

Certified Financial Planners (CFP)

Fiduciary Accountability & Independence

Transparent Communication

Local San Diego Guidance

15+ Years of Specialized Retirement Planning

Holistic Planning Approach

Strategic Roth Conversion Advice

Financial Planning Disclaimer (RightCapital)

The Standalone Retirement Financial Plan is powered by RightCapital, a leading financial planning software used to create clear, organized, and actionable financial plans. Clients enrolled in our Complete Wealth Management program receive a comprehensive financial plan along with ongoing updates, revisions, and monitoring, all included in their program cost.

Standalone Retirement Financial Plans are available for a competitive flat fee and are delivered through a structured five-step planning process, including:

Collection of your personal and financial information (meeting #1)
Discussion of your goals, objectives, and preferences (meeting #1)
Analysis of your financial situation (My homework)
Development of personalized recommendations (My homework)
Presentation of your completed financial plan (meeting #2)

Your Standalone Financial Plan may include, but is not limited to:

Net worth statement
Cash flow analysis
Risk assessment of your current strategy
Prioritized action steps and recommended timing
Asset allocation guidance
Roth IRA conversion analysis
Insurance risk evaluation
Investment guidance

Standalone Retirement Financial Plans are educational in nature. Clients are responsible for implementing recommendations independently, as ongoing monitoring and implementation support are not included. If you choose to enroll in the Complete Wealth Management program within thirty (30) days of receiving your financial plan, you will receive a 100% refund of the standalone plan fee.

Legal Disclaimer

All investing involves risk, including the loss of principal. No strategy guarantees success or shields against loss. Diversification does not enable profits or guard against market losses. Information on this website is for informational purposes only and should not be construed as investment advice

Get Started with Imeson Wealth Partners Today

Ready to take control of your financial future? Our retirement financial programs are designed to fit your unique needs and provide you with the support you need to make informed, confident financial decisions.

Phone: 858-215-2955

Email: garrett@imesonwealth.com

FREE CONSULTATION

Financial Plan

powered by:

We leverage premier financial planning software company, Right Capital, to provide you with proficient and easy-to-understand financial plans. Complete clients receive comprehensive financial planning, ongoing updates/revisions, and monitoring of their plans included in their program costs.

Standalone financial plans are available at a competitive flat rate. Our five-step process for financial plans is achieved over the course of two meetings with you:

Collection of your pertinent personal information and financial data (meeting #1).
Conversation to establish your goals, objectives, and preferences (meeting #1).
Analysis of your financial situation and potential courses of action (My homework).
Development of your financial planning recommendation (My homework).
Presentation of your financial planning recommendation (meeting #2).

Final plan includes, but is not limited to: net worth statement, cash flow analysis, risks in current strategy, prioritization and timing of recommended actions, asset allocation, Roth IRA conversion analysis, insurance risk evaluation, and investment guidance.

For standalone financial plans you are expected to carry out the completed financial plan on your own. No implementation guidance or ongoing monitoring is included. You will receive a 100% refund if you decide to enter a Complete program agreement within thirty (30) days of Financial Plan completion.