About Us - Imeson Wealth Partners LLC
At Imeson Wealth Partners LLC, we provide comprehensive financial planning for high-income earners across California who've worked hard to build their wealth and now want to preserve it, grow it efficiently, and use it wisely. We're not stock pickers or insurance salespeople; we're fiduciary advisors who coordinate every aspect of your financial life with one goal: helping you live with confidence and purpose.
Our Story
Imeson Wealth Partners LLC was founded by Garrett Imeson, CFP® in 2024 with a clear mission: to provide successful professionals with financial advice that's as sophisticated as their careers, without the complexity, conflicts of interest, or cookie-cutter solutions that plague the industry.
With over 15 years of experience working with clients from their 20s to their 100s, Garrett specializes in helping high-income Gen X and millennial professionals approaching major transitions. These major transitions often provoke anxiety and questions like, “Am I doing things right? Will I have enough? What happens if things go wrong?”
Answering those questions with clarity, confidence, and data-driven analysis drives everything we do at Imeson Wealth Partners LLC. Based in San Diego at 10960 Ivy Hill Dr. Unit 4, San Diego, CA 92131, we serve clients throughout California and beyond with comprehensive financial planning services. Our approach is personal, transparent, and built on real relationships.
Whether you're navigating employer stock options, coordinating multiple retirement accounts, or planning your exit from the corporate world, we solve the complexities and bring confidence to your decisions.
We specialize in personalized retirement and tax strategies that turn your questions into answers, backed by proper licensing and credentials (FINRA CRD#: 5693946, CA Insurance License #: 0G82492, CFP® Board ID: 256847). These aren't challenges you can solve with a robo-advisor or a sales pitch. They require expertise, empathy, and someone who treats your financial life with the same care you'd expect for family.
What We Do
We offer comprehensive financial planning services that coordinate all aspects of your financial life—from investments and taxes to insurance and estate planning. Think of us as your financial quarterback, ensuring every decision works together toward your goals.
Our Core Services Include:
Retirement Planning
Designing strategies to help you retire with confidence and comfort Our team conducts personalized annual tax reviews that assess income sources, deductions, and investment portfolios, paired with proactive tax forecasting that predicts future liabilities based on income trends and regulation shifts. By reviewing your tax position before each fiscal year closes, we help you identify opportunities to reduce future tax exposure and increase after-tax savings. Clients across San Diego consistently achieve measurable results, lower tax liabilities, stronger compliance, and improved cash flow stability. Partner with Imeson Wealth to help your tax plan stay strategic, responsive, and optimized year after year.
Estate Planning Coordination
Verifying your wealth transfers according to your wishes
Tax Planning & Strategy
Reducing your lifetime tax burden through proactive planning (including our signature Roth conversion strategies at a fraction of competitors' costs)
Risk Management & Insurance Review
Preserving your assets and income from unexpected events
Investment Management
Building tax-efficient, diversified and dynamic portfolios aligned with your risk tolerance and timeline
Cash Flow Management
Balancing today's lifestyle with tomorrow's goals
Social Security Optimization
Enhancing your benefits through strategic claiming strategies
We're independent, fee-based advisors—meaning we're not tied to any financial products or companies. Our only obligation is to you.
Who We Serve
We specialize in working with current and former high-income earners (typically earning $150,000+ annually) between ages 50-70 who are approaching or navigating major life transitions.
You might be:
A corporate executive balancing stock options, deferred comp, and multiple retirement accounts
Self-employed or a business owner who needs help with both personal and business financial planning
Recently retired or planning to retire early and seeking to verify your money will last a longer time horizon
A dual-income household trying to coordinate both partners’ complex finances while preparing for retirement
Sandwiched between generations by supporting your aging parents while funding your kids' education
A professional who values expertise and wants an advisor who can explain complex topics simply and clearly
While we're based in San Diego, we serve clients throughout California and across the country. Whether you prefer in-person meetings or virtual consultations, we make the process convenient and easy.
What Sets Us Apart
We're Independent & Fiduciary
We're not tied to any bank, brokerage, or insurance company. We work only for you, always putting your interests first.
Fair, Transparent Pricing
No hidden commissions. No product sales. Just straightforward, fee-based planning that aligns our success with yours.
Tax-Efficiency is Our Specialty
We're experts in tax-efficient wealth management, particularly Roth IRA strategies and Roth conversion services we offer at a significant discount compared to competitors.
15+ Years of Real-World Experience
We've guided clients through every market condition and life transition, bringing deep expertise to your unique situation.
Clarity Through Complexity
Financial planning shouldn't feel overwhelming. We break down complicated topics into clear, actionable steps so you always understand where you stand.
Addressing California State Tax Considerations
When you work with us, you're not just a client—you're family. We build lasting relationships rooted in empathy, patience, and collaboration. Together with our incredible team, we ensure every detail is handled with care.
Planning Roth Conversions Strategically
Roth conversions help retirees lower future taxes and improve income flexibility. Converting parts of traditional IRA or 401(k) assets during lower-income years reduces RMDs and limits Medicare IRMAA exposure. Spreading conversions over multiple years manages taxable income and federal brackets. Under California’s system, where Roth withdrawals are tax-free, this strategy provides smoother taxation and more predictable after-tax income in retirement.
Download my free 9-step guide “The Most Useful Guide to Roth Conversions
Navigating Medicare IRMAA in Tax Planning
The Medicare Income-Related Monthly Adjustment Amount (IRMAA) can raise premiums for higher-income retirees. Since it is based on income from two years prior, careful planning helps avoid surcharges. Managing withdrawals, Roth conversions, and capital gains timing keeps income within lower brackets. Reviewing projected income annually helps San Diego retirees stabilize Medicare costs and align healthcare expenses with tax-efficient retirement planning.
Implementing Strategic Asset Location
Strategic asset location enhances after-tax returns by matching investments to the right account type. Distributing assets across taxable, tax-deferred, and tax-free accounts supports growth and minimizes taxes. This is especially valuable in San Diego, where both state and federal taxes impact returns, and it supports long-term portfolio longevity. Key principles include:
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Hold tax-efficient assets in taxable accounts.
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Keep lower growth, income-generating assets in tax-deferred accounts.
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Use Roth accounts for growth assets to maximize tax-free compounding.
Addressing California State Tax Considerations
The Medicare Income-Related Monthly Adjustment Amount (IRMAA) can raise premiums for higher-income retirees. Since it is based on income from two years prior, careful planning helps avoid surcharges. Managing withdrawals, Roth conversions, and capital gains timing keeps income within lower brackets. Reviewing projected income annually helps San Diego retirees stabilize Medicare costs and align healthcare expenses with tax-efficient retirement planning.
What Clients Are Saying
Let's Start the Conversation
Whether you're wondering if you're on track for retirement, seeking to minimize your tax burden, or simply want a second opinion on your current financial plan, we're here to help.
Financial planning doesn't have to be stressful or confusing. Let's work together to create a strategy that lets you focus on what truly matters—your family, your passions, and your life.